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Birmingham Chapter 13 Bankruptcy Attorney

Elite Representation & Debt Relief Counsel in Alabama
  • There are many benefits to filing bankruptcy under Chapter 13, including:

    • You will have more time to make your debt payments
    • You can keep all of your assets, including property you are making payments on
    • You can put an end to aggressive creditor action
    • You can start rebuilding your credit immediately

A Birmingham bankruptcy attorney from our team at Jaffe & Erdberg can answer your questions about debt relief.  If you are struggling to make ends meet and you are concerned about your financial future, it may be time to consult a lawyer who understands your options and can help

What You Should Know About Chapter 13 Bankruptcy

Chapter 13 bankruptcy is sometimes called “debtor’s court.” If you are an individual who has a regular income but you have fallen behind on your debts, filing Chapter 13 bankruptcy could give you the fresh start you need. Under Chapter 13 bankruptcy, you would be able to reorganize your debts into a workable payment plan that is carried out over a period of several years-typically between three and five.

Should I File Chapter 13 or Chapter 7 Bankruptcy?

If you are not qualified to file for debt relief under Chapter 7 of the Bankruptcy Code, it is likely you will still qualify for Chapter 13 bankruptcy. Chapter 13 bankruptcy allows you to restructure your debt, giving you more time to repay what you owe and the opportunity to start fresh. Bankruptcy laws and qualifying factors are complicated. Speaking with a Birmingham bankruptcy lawyer is the best way to get answers to your questions.

Call Jaffe & Erdberg now for answers and counsel: Dial and arrange a free consultation with our caring team!